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save you money.
Take advantage of rising rates by refinancing
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Spec Finance Solution


Obtaining finance for a house, car or other purchase can be confusing. With thousands of loan products on the market it can be hard to identify what is best suited to you. Spec Finance mortgage brokers Oran Park will assist in understanding your financial position and narrow down suitable loan products for you.
Why choose SpeC Finance?

Access to Multiple Lenders

Bad Credit? No Worries

Lower Rates Save Thousands

Access to a Broader Spectrum

Simply Better Service
It's all about saving money
Whether you’re after your first home, an investment property, a business loan, personal or car finance, at SpeC finance we will assist you. We have access to multiple lenders and this allows us to potentially assist clients with defaults or bad credit, refinance and look at a broader spectrum of what is available.
Is your current loan still suited to you? Not every client knows there may be something better out there whether it is a lower interest rate, better suited loan product or even just customer service. Enquire today and see if we can find you something better. Even finding something slightly lower than what you have now can save you thousands of dollars in the long term.
A guided process with SpeC

Step 1
Reach out to the SpeC Finance team

Step 2
We will assess your financial situation

Step 3
We will do the leg work in getting you approved

Step 4
We'll make sure your loan is right for you

Get A Free Property Report
Research before you buy, renovate, or build. Receive the same detailed estimate of your property that real estate agents and property developers do based on local sales, trends and more.
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SpeC Calculators
News & Learning

What is refinancing?

What does L.V.R mean in the mortgage industry?

The home loan approval process
Customer Reviews
Here is what our past clients have to say about us

T F

“ Couldn’t recommend spec finance enough. From the very beginning we were provided with excellent service, Justin kept us informed throughout the entire process and he got us a great interest rate. We will definitely be using them again in future. ”

Ana-Terezija Toth

“ Highly recommend!!!!!!
If you want people that actually care about you, keep you fully informed (will answer your calls, emails and questions) so you’re less anxious and are extremely professional and polite. I’d go with SpeC Finance. Going through a home loan process is extremely stressful, however with the help of Justin from Spec Finance I was able to have an extremely easy first experience…..Thank you! 🏡 🎉 🎈 ”

Sharada Mohare

“ Highly professional team. I believe Justin is the most efficient mortgage broker not just Sydney but NSW. Thank you very much
”

Tanty Gaudry

“ 100% Happy with the service I was provided by Justin. He was professional at the consultation and we settled on the best deal he found for me ”

Jay Jay

“ Couldn’t recommend spec finance enough. From the very beginning we were provided with excellent service, Justin kept us informed throughout the entire process and he got us a great interest rate. We will definitely be using them again in future. ”

Arc

“ They have helped me with getting my first house during COVID-19! And with good response time, followed up with detailed and helpful information, l was able to get the house l wanted. ”
Access To Over 50 Lenders & Counting













































