See how we can
save you money.

Take Advantage of Low Interest Rates.

Variable rates from

1.99% p.a

2.08% p.a

Why choose SpeC Finance?

Access to Multiple Lenders

Access to
Multiple Lenders

Bad Credit? No Worries

Bad Credit?
No Worries

Lower Rates Save Thousands

Lower Rates
Save Thousands

Access to a Broader Spectrum

Access to a
Broader Spectrum

Simply Better Service

Simply Better
Service

It's all about saving money

Whether you’re after your first home, an investment property, a business loan, personal or car finance, at SpeC finance we will assist you. We have access to multiple lenders and this allows us to potentially assist clients with defaults or bad credit, refinance and look at a broader spectrum of what is available.

Is your current loan still suited to you? Not every client knows there may be something better out there whether it is a lower interest rate, better suited loan product or even just customer service. Enquire today and see if we can find you something better. Even finding something slightly lower than what you have now can save you thousands of dollars in the long term.

A guided process with SpeC

Step 1

Reach out to
the Spec Team

Step 2

We will assess your
financial situation

Step 3

We will do the leg work
in getting you approved

Step 4

We'll make sure your
loan is right for you

Get A Free Property Report

Research before you buy, renovate, or build. Receive the same detailed estimate of your property that real estate agents and property developers do based on local sales, trends and more.

News & Learning

What does L.V.R mean in the Mortgage industry?

The mortgage industry is a wide, wondrous world with a language all of its own. One of the many acronyms bandied about is ‘LVR’, which stands for ‘loan-to-valuation ratio’. Here’s what it means.

Read More
Stamp duty explained

Stamp duty is a charge which is applied by state governments in Australia on transactions relating to the transfer of land or property. It is paid upfront and needs to be budgeted for in addition to your loan deposit.

Read More
The home loan approval process

Following the lodgment of a home loan application, hopeful borrowers are often keen to know what will happen next and how long it will take for them to receive the verdict

Read More

Customer Reviews

Here is what our past clients have to say about us

Access To Over 50 Lenders & Counting

Talk to a Broker