Spec Finance investment loans are designed to help you achieve your financial dream of growing your investment property portfolio. With access to over 50 lenders we are confident that our lenders will offer you great value and flexibility. With the right investment loan you can put more money into your investment and potentially become more tax efficient for you.
We're confident that once we understand your needs that we can find the right loan to suit your investment needs.
How much deposit do you need for an investment property?
In Australia many borrowers, whether home owners or investors typically save a deposit of around 20%. Whilst some lenders are reluctant to lend to an investor unless they have a 20% deposit, it's definitely possible to buy an investment property with a 10% deposit. You could go lower, but this typically reduces your loan options and with a deposit under 20% you will have additional costs such as mortgage insurance. If you are looking to purchase an investment property we highly recommend speaking to us first. We can help you with factoring in all of your purchasing costs and available loan products.
Speak with us today for all your investment loan needs